echelon.institute

Not everyone reaches
the upper echelon.
Build yours.

A 1099 sales network for payments professionals. Sell Arrowhead's portfolio, earn residuals on every active account, and build a network of agents beneath you.

100%
Residual-Based
4 Products
to Sell
Unlimited
Network Depth
The Opportunity

The Upper Echelon of 1099 Sales.

Echelon is the distribution arm of Arrowhead Advisory Group. The traditional sales model in payments is broken. Reps hit their number, the bar moves higher. They build a book of business that belongs to the company, not to them. When they leave, they leave empty-handed.

Echelon is the opposite. You are a 1099 independent contractor. Every account you close pays you a residual for as long as that account is active. Nobody resets your counter. If you know the right people, you don't need to be in the payments industry to succeed here.

How It Works

Not Sales. Ownership.

Why be an employee? Why be full-time? This can be your side hustle. Or your empire.

Tier 01
Scout

Point us to the right door and earn a referral residual as long as that client is live. No full sales cycle required.

Tier 03
Principal

Recruit agents beneath you. Earn an override on their production. No ceiling on how deep your network goes.

Why Echelon

Built for People Done Playing by Someone Else's Rules.

01
No Quota Resets

In traditional SaaS sales, you hit President's Club and they raise the bar. At Echelon, there is no bar. Every deal you close becomes permanent income.

02
Own the Relationship

You are not a closer who hands the account to a CSM. You stay. You are the professional on retainer, and that is baked into how you get paid.

03
Build Your Network

Recruit agents, train them through Echelon Institute, earn overrides on their books. Your network is your leverage. No ceiling.

Echelon Institute

The Training That Separates Us.

Every Echelon agent completes Institute training before being cleared to sell. Not a checkbox: the quality bar that makes this network credible. The payments industry is full of agents who know just enough to be dangerous. We fix that.

0030 Payments
Foundational

Merchant acquiring, PayFac-as-a-Service, interchange economics, and embedded payments.

Agent Access Required
Penumbra Orchestration
Advanced

AI-powered payment orchestration for SaaS. 63 AI agents, 8 provisional patents.

Agent Access Required
AquiferHQ ISO Management
Intermediate

Residual tracking, agent portfolio analytics, and commission management for ISOs.

Agent Access Required
Merchant Kings
Intermediate

Digital marketing, field ops, and business management services for merchants.

Agent Access Required

Course content is gated. Apply below to get started.

What You're Selling

Four Products. One Portfolio.

As an Echelon agent, you sell Arrowhead's full product suite. Each product addresses a different buyer. Sell one or sell all four.

0030 Payments
0030.io

PayFac-as-a-Service and embedded payments for platforms and ISOs.

Earn: Residual on processing volume
Learn More
Penumbra
penumbrahq.com

AI-powered payment orchestration for SaaS platforms.

Earn: Residual on platform fees
Learn More
AquiferHQ
aquiferhq.com

ISO management platform for residual tracking and agent analytics.

Earn: Residual on subscription revenue
Learn More
Merchant Kings
merchantkings.com

Merchant growth platform: digital marketing, field ops, and business services.

Earn: Residual on service fees
Learn More
The Path

From Application to Active Agent.

1
Apply

Submit your application. Tell us your network, your background, and how you want to operate.

2
Vetted

Every applicant is reviewed manually. We are selective because our clients deserve professionals who take ownership seriously.

3
Certified

Complete Echelon Institute. Get certified on the products you will sell. You are not deployed until you can sell with conviction.

4
Activated

Close your first deal. Earn residuals from day one. Start building your network.

The Board

Performance Is Public.

Rank Name Location Tier Merchants Earnings
#1 Marcus T. Dallas, TX Principal 214 $00,000
#2 Priya S. Atlanta, GA Principal 187 $00,000
#3 James O. Chicago, IL Agent 143 $00,000
#4 Reyna M. Phoenix, AZ Agent 98 $00,000
#5 Devon K. Miami, FL Scout 41 $0,000
Apply

This Is an Invite You Earn.

  • 1099 engagement. Your hours, your leads, your book.
  • Your first closed account starts your book. It compounds.
  • Real products. Real tech. Arrowhead Advisory Group behind you.
  • Applications reviewed manually. Not all applicants are accepted.

By submitting this form, you acknowledge that you are applying to engage with Echelon as an independent contractor under a 1099 arrangement. Submission does not guarantee acceptance. All applications are reviewed manually. Echelon is a distribution network under Arrowhead Advisory Group and does not offer employment, benefits, or guaranteed compensation.